debt?

Interest

never sleeps nor sickens nor dies;
it never goes to the hospital;
it works on Sundays and holidays;
it never takes a vacation;
it never visits nor travels;
it takes no pleasure;
it is never laid off work nor discharged from employment;
it never works on reduced hours;
it never has short crops nor droughts;
it never pays taxes;
it buys no food;
it wears no clothes;
it is unhoused and without home and so has no repairs, no replacements, no shingling, plumbing, painting, or whitewashing;
it has neither wife, children, father, mother, nor kinfolk to watch over and care for; it has no expense of living;
it has neither weddings nor births nor deaths; it has no love, no sympathy; it is as hard and soulless as a granite cliff. Once in debt, interest is your companion every minute of the day and night;
you cannot shun it or slip away from it;
you cannot dismiss it;
it yields neither to entreaties, demands, or orders;
and whenever you get in its way or cross its course or fail to meet its demands, it crushes you.

(in Conference Report, Apr., 1938, p. 103.)
J. Reuben Clark

 

observations

A Pessimist sees a dark tunnel

An Optimist sees light at the end of the tunnel

A Realist sees a freight train

The Train engineer sees 3 idiots standing on the rails…